Senior Services
There are many plans to choose from, but all plans fall into one of two types.
Decide which type you’d prefer to lower your Medicare out-of-pocket costs.
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Medicare A
Medicare Pays First You add: Medicare Supplement Plan & Medicare Part D Rx Plan
Medicare B
Join Medicare Advantage HMO or PPO Most plans include Part D Rx
When compared, the main differences between these two types is:
| HOSPITAL | vs | MEDICARE |
|---|---|---|
|
Monthly premiums |
vs |
Normally less than hospital |
|
Little or no cost for medical care
|
vs |
Copayments for medical care |
|
Choose any Medicare provider in the USA
|
vs |
Network providers |
|
Choose any RX plan |
vs |
RX plan included with health plan |
|
Portability |
vs. |
Must reside in the plan service area |
|
Dental seperate |
vs |
Dental option on some plans |
|
Cost more for extra benefits |
vs |
Extra benefits like gym membership |
|
Change Medsup plans anytime (Medical history may be required) |
vs |
Change plans once per year |
MEDICARE SUPPLEMENTS:
Aetna, Anthem Blue Cross and Blue Shield, Humana, Medico, Mutual of Omaha, Transamerica and United Healthcare (AARP).
MEDICARE ADVANTAGE PLANS:
Prominence, Senior Care Plus, Aflac, Golderule United Healthcare Medicare Complete – AARP.
LIFE OF SOUTHWEST
Final Expense Plans, Wealth Transfer Plans, Life Insurance with Long Term Care Benefits.
